All you need to know about Personal Installment Loans Online

It is a cash advance that is repaid over time with a fixed number of scheduled biweeklies, semi- monthly or monthly payments of equal amount. Also known as installment debt, it gives you greater repayment flexibility. Moreover, it allows prepayment with no penalty, which will save you interest. Examples of installment loans are mortgage loans, student loans, car loans, home equity loans, etc.

As a reputable lender online, there is no application fee.

To qualify for a quick loan with installment payments, you must:

• Be minimum 18 years old.
• Be permanent resident or US citizen.
• Be employed for the past three months.
• Be earning a monthly income of at least $1,200
• Have an active bank account.
• Have a valid contact number and email address.
• Not be a debtor in bankruptcy case and should not intend to voluntarily file for bankruptcy relief, presently.

Apply for fast cash on the go from mobile or from the comfort of your home 24/7 through Lend You Cash. Click on APPLY button and fill out your basic details. Request the amount and have the funds deposited directly into your bank account same day or at the maximum by next business day (if approved).

No. We provide no fax or no paperwork online loans for your convenience.

Lend You Cash determines your loan amount based on your current monthly income. As a first-time borrower, you can qualify for up to a maximum of $1,250. However, we will reward you by increasing your loan limit by $100 on each successful repayment. Note that we do not supply loans exceeding $1,200.

Almost instantly! We will contact you by phone or email within one hour of loan approval during normal business hours (Monday to Friday, 8:00 AM to 7:00 PM EST). For applications submitted after-hours, we will contact you first thing the next business day. However, due to different state and verification requirements, not all borrowers may be eligible for no credit check and quick approval loans from direct lender.

No, your approval is not guaranteed. However, even people with poor or low credit score are eligible to apply for our credit challenged loans.

APR, the Annual Percentage Rate is the effective rate of interest charged on your loan.

The loan fee depends on the length and number of payments; in case you repay early, the fee will be adjusted based on your shortened payment schedule. We do not charge more than what the law allows. For more details on calculating installment loan costs, refer our rates page.

We at Lend You Cash deposit the requested amount immediately after you get the approval. However, depending on your bank policies, it may take maximum up to 2 days for the loan amount to reflect in your account. If your bank processes it fast, you might access the cash on the same day of approval as well.

Yes. However, any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday

If you request for a short-term advance loan and then realize you do not need it, you can return it to us before the end of the next business day. For example, if you receive the loan on Wednesday, you have time until Thursday 7:00 PM EST to return it, without any penalty.

No. The amount is electronically debited via ACH from your authorized bank account on payment due date.

No. Because these are no prepayment penalty loans. It is best to contact us through email at support@lendyoucash.com or call us at 888-743-6229, and we will start the pre-payment process. In fact, you may even qualify for a refund of a portion of the loan’s finance charge.

ACH stands for Automatic Clearing House and is a method of electronically depositing or withdrawing funds from an account. When you provide a check as payment on your installment loan application, you authorize us to process the payment as a check transaction. When the lender presents an ACH request to your bank, it will send the specified amount of loan fees and/or principal to the lender which was outlined in your loan agreement. If the payment is returned for reason of insufficient funds, the lender can and will present the ACH Authorization to your bank again.

To update your bank details, contact our customer service team by sending an email to support@lendyoucash.com at least 2 business days before 4:00 PM EST payment due date. Alternatively, you can call us on (888) 743-6229. If you have already applied for your loan, you will need to fax in a copy or photo of a voided check or bank statement for the new bank account to (888) 743-6229. If you are supplying a photo of your voided check or bank statement, please note that the picture must be in the standard PDF or JPG formats for us to access it. Also, please note if you are submitting a voided check, do not submit Starter Checks, as we do not accept this as valid proof of bank information.

If you do not want us to withdraw the full amount on the due date, you have the option to extend your loan. You may make partial payments at any time prior to maturity on the principal balance without incurring additional charges.

YES! We protect your data with a secure SSL server that uses the highest encryption standards. Besides, we never sell your information to third party lenders.

Lend You Cash uses email to keep you informed of your approval, repayment reminders and confirmation, promotions and more. This makes it very important that you receive all email communication from us concerning your account. To ensure you receive important emails from Lend You Cash, please take a moment to add our email address support@lendyoucash.com to your address book or to your SPAM “good list” or “whitelist”. This helps your email provider to recognize Safe Loan as a trusted email source.